Wow! This is a big one! And I am super excited to get this going.

I bought my house 3 1/2 years ago and the interest rates were pretty reasonable but now that have fallen quite a bit, my home value has gone up (quite substantially) and I still pay mortgage insurance (which is a waste once I am past the 20% paid off mark… which I am)!

So I submitted an inquiry and have been talking to a mortgage company. I can reduce my interest rate by TWO POINTS, take a little money out to take care of some outstanding debt and PAY LESS than what I am paying now.

I’m glad I made this move and hope in 90 days everything clears and I’ll have a new and improved mortgage.